More from Arianna - this will make your blood boil.

"For years, credit-card companies have been claiming that tougher laws are needed to reign in high-flying customers using bankruptcy to game the system. But the truth is that the vast majority of people who file for bankruptcy are middle-class folks who can't pay their bills because they've lost their jobs or been hit with high medical bills or gone through a divorce.

Indeed, a recent study by Harvard University found that half of last year's 1.6 million bankruptcies were the result of crushing medical bills. Put another way: Every 30 seconds, someone in this country files for bankruptcy in the wake of a serious illness. How's that for a shocking stat? Here's another: Three-quarters of the so-called medically bankrupt had health insurance. It just wasn't enough to cover the dramatic rise in health-care costs."

Sometimes, there is a sad truth to the saying, 'Only in America'.
Over and matt.